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Joe Bob’s Thought of the Day: Medical Edition

  Have you ever examined one of those 90-page medical bills where the hospital is charging $9.50 every time they use a Q-tip?

   If you have good insurance, it says, "Well, your total bill is $97,000, but we're adjusting it down by $20,000 and your insurance company is paying $76,950, so you owe us $50."

     And if you have bad insurance, it says, "Well, your total bill is $97,000, but we're adjusting it down by $80,000 and you owe us $17,000."

     But if you have no insurance, and you just go to the hospital and say, "What will you charge me for this operation if I pay you cash?" they say, "Okay, well it's $97,000, but we'll do it for $5,000."

     So here's my question. Is the hospital lying? Or are the doctors lying? Or are the insurance companies lying? Or is it just the accounting firms?

Joe Bob’s Thought of the Day: Medical Edition

Comments

Good Sweet Lord YES... WHYYYYYYYYY aren't we ALL lighting our wooden pitch-forks already???????

Thomas Backman

Thank you 💜💜it is what it is at this point but it taught me that health insurance is a joke for sure, never mind the non sense they charge on the bills.

For an instigator, you're a charming one. 😂❤️

Moi?? I would never!! 😉😋

Oooh! I dig that idea! 🤠

Omg that’s awful! I’m so sorry. 😞😞😞❤️

My dad was a veteran but also had masshealth (massachusetts state health insurance) and when he passed away they put a lien on his estate for $65k that I was legally obligated to pay by selling anything worth money which ended up being his house 🙄 so idt insurance is paying for anything. Everything is a lie 😂😂

You said it, dude.

redacterator

Right!

But it’s crazy that we should even have to do that, right!

Love the Thoughts of the Day posts. Keep 'em coming, JB!

Vince Averello

Oh damn, I just noticed that sign behind JB. You did that on purpose, didn't you? 🤣🤣🤣

I know! He looks like a Texan Vinny Jones. This photo could be a still from a reboot of Midnight Meat Train, but the twist reveals where Cracker Barrel’s chicken-fried steaks really come from.

Also, what’s up with “Grandma’s stash”? Is that really JB, or his evil George Stark-style Dark Half? He has such an intimidating presence in this image, just looking at it makes me afraid he’s going to mug me even though I’m nowhere near NYC or a subway.

Recently, I heard an interview with Marshall Allen who wrote a book about this subject called “Never Pay the First Bill” that helps you navigate the system and get costs down.

This whole mess stems from making medical coverage pre-tax (which started as a way to get around wage freezing in WWII). Now we have employers who don't really care about your health working with insurers who don't really care about your health to make deals with hospitals who don't really care about your health.

Moviegique

Oh boy! I hear you JB, loud and clear!!! I’ve been working 4 “part time” Human Services jobs, two of them for over 15 years, so I’m caring for others for a living, and I still can’t get an affordable insurance plan because I’m not “full time”, “disabled”, or “destitute”.

Jason O'Keefe

As I understand hospitals have registers of actual costs and what they charge and it is different for each of those.

Chris Morgan

😋😋😋

2. this photo is killin me 😂😂

1. It’s all of the above, this project is good: https://healthcarepricingproject.org/


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